Effective Date: May 26, 2025
Website: olgadakiv.com
Owner: Olga Dakiv, Oratia, Auckland, New Zealand

By accessing or using this website, you agree to be bound by the following Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the website.


1. Use of the Site
You agree to use this website for lawful purposes only. You must not use the Site in a way that violates any laws or infringes on the rights of others.

We reserve the right to deny access to the Site or services to anyone at any time, for any reason.


2. Intellectual Property
All content on this site—including text, images, logos, graphics, videos, and digital products—is the property of Olga Dakiv and is protected by copyright and intellectual property laws.

You may not reproduce, distribute, modify, or otherwise use any content without express written permission.


3. Products and Services
We sell digital and/or physical products and services via this site. By placing an order, you agree to provide accurate payment and shipping information and understand that all purchases are subject to our Refund Policy (see Section 6).

Prices and product availability are subject to change without notice.


4. Payments
Payments are securely processed via third-party providers such as Stripe and PayPal. We do not store or have access to your full credit card details.

By completing a transaction, you agree to the terms and conditions of the payment processor used.


5. User Accounts (if applicable)
If you create an account on the Site, you are responsible for maintaining the confidentiality of your login information. You agree to notify us immediately of any unauthorized use of your account.


6. Refund Policy
Due to the nature of digital products, all sales are final and there are no refunds, exchanges, or cancellations. We do this to maintain the integrity of our content and ensure fairness to all customers.


7. Limitation of Liability
​To the fullest extent permitted by law, Olga Dakiv shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or services.

All content and services are provided “as is” without warranties of any kind.


8. Privacy
​Your use of the Site is also governed by our Privacy Policy, which outlines how we collect and use personal information.


9. Third-Party Links
​Our Site may contain links to third-party websites. We are not responsible for the content or practices of those websites and do not endorse them.


10. Governing Law
​These Terms are governed by the laws of New Zealand. Any disputes will be handled in the courts located in Auckland, New Zealand, unless otherwise required by law.


11. Changes to Terms
​We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the new Terms.


12. Contact Us
​If you have any questions about these Terms, please contact us at:

Olga Dakiv
Oratia, Auckland, New Zealand
olga@olgadakiv.com